The privacy of your personal information has always been important to us at ASHLAR. We are committed to respecting your right to privacy and protecting your personal information against unauthorized disclosure.
This privacy statement is applicable to www.ashlarindia.in. It does not collect personal information about individuals except when such individuals specifically provide such information on a voluntary basis. For example, such personal information may be gathered for registration, the registration process for subscription sites or services and in connection with content submissions, community postings (e.g., message boards), suggestions, and voting/polling activities. Personal information on individual users will not be sold or otherwise transferred to unaffiliated third parties without the approval of the user at the time of collection. At such points of collection, the user will have the opportunity to indicate whether he or she would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from www.ashlarindia.in and/or any third parties.
www.ashlarindia.in reserves the right to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. www.ashlarindia.in will provide only aggregated data from these analyses to third parties. Also, users should be aware that www.ashlarindia.in may sometimes permit third parties to offer subscription and/or registration-based services through its site.
Users are also being aware that non-personal information and data may be automatically collected through the standard operation of www.ashlarindia.in's internet servers or through the use of "cookies." "Cookies" are small text files a web site can use to recognize repeat users, facilitate the user's ongoing access to and use of the site and allow a site to track usage behavior and compile aggregate data that will allow content improvements and targeted advertising. Cookies are not programs that come onto a user's system and damage files. Generally, cookies work by assigning a unique number to the user that has no meaning outside the assigning site. Users are also being made aware that www.ashlarindia.in cannot control the use of cookies or the resulting information by advertisers or third parties hosting data for www.ashlarindia.in. If a user does not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to deny or accept the cookie feature; however, users should note that cookies may be necessary to provide the user with certain features (e.g., customized delivery of information) available from www.ashlarindia.in.
www.ashlarindia.in reserves the right to change this policy at any time by notifying users of the existence of a new privacy statement. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.
Wisdom Capital App ("We", "Us", "Our") respects your privacy and is committed to protecting the personal information ("PII") you provide when using our app and related services. This Privacy Policy explains how we collect, use, disclose, store, and safeguard your information. By using our app and services, you agree to the practices outlined in this Privacy Policy.
We understand the sensitivity of your personal data, and as such, we adhere to stringent privacy protection standards. Our commitment to data privacy goes beyond legal compliance as we continuously improve our policies to meet global standards.
We collect personal information to provide and improve our services. Types of personal information we collect include:
a. Name, contact details (email, phone number, physical address), date of birth, and other demographic details.
b. Financial information such as bank account numbers, payment details, and transaction history.
c. Employment details, credit history, and other financial eligibility information required for services like investment and trading.
a. Identification documents (Aadhaar, PAN, passport, voter ID, driving license).
b. Address proof and any other documentation required to comply with Know Your Customer (KYC) regulations.
a. We may record phone conversations or communications with customer support for training, dispute resolution, and quality control purposes.
a. Information related to your device such as operating system, device ID, and device location.
b. We may request access to your device's SMS, camera, microphone, and storage to facilitate transactions, perform KYC, and provide support. Access is obtained with your explicit consent.
a. To streamline and secure your onboarding and transaction processes, we use SMS autofill and OTP (One-Time Password) autofill functionalities. This allows us to automatically read and verify OTPs sent to your registered mobile number for authentication purposes.
a. Information about your occupation, job title, employment history, and other details needed for financial profiling and service provision.
a. Specimen signatures, biometric data (if applicable), and information from third-party databases.
b. Metadata of installed apps may be collected under limited circumstances (e.g., for fraud detection and risk assessment).
We collect and process your personal information for several purposes, including:
To verify your identity and comply with regulatory KYC obligations.
To facilitate the opening of trading accounts, processing of transactions, and provision of financial services.
To respond to queries, resolve disputes, and improve customer experience.
To send personalized offers, updates, and information about new products and services.
To comply with legal, regulatory, and reporting obligations and to protect against fraud and risks.
To analyze and improve our services, track trends, and enhance product performance.
To enable you to avail services provided by third-party financial partners, such as loans or credit assessments.
SMS and OTP autofill significantly reduce the time and effort you spend on manually entering verification codes during registration, logins, and transactions.
Using OTP verification helps ensure that transactions and sensitive account activities are authenticated and secure.
By automatically verifying OTPs, we reduce the risk of phishing attacks or unauthorized access, ensuring only you can complete sensitive transactions.
These features are essential for providing a smooth and secure user experience, enhancing both the usability and safety of our platform.
We only share your personal information under the following circumstances
a. Information is shared with third parties, such as financial institutions, lending partners, or KYC service providers, when you explicitly authorize us to do so.
a. We may disclose information to comply with legal obligations, such as responding to court orders, government requests, or other legal processes.
a. Your information may be shared with trusted third-party vendors who assist us with operations such as data storage, security services, credit assessments, or customer support.
a. We may share information with agencies for fraud detection, risk mitigation, and prevention of financial crimes.
Your personal information is stored securely on our servers or those of our trusted partners. We ensure these servers comply with stringent data security standards.
Personal information is retained for as long as necessary to fulfill the purposes outlined in this Privacy Policy, and as required by legal, regulatory, and operational obligations.
In some cases, your data may be transferred outside India to jurisdictions with different data protection laws. We ensure these transfers are in compliance with legal frameworks and your data remains protected.
We use your personal information for multiple purposes, including:
To process financial transactions and provide detailed transaction reports.
To improve the performance of our app and services through analysis of usage trends.
To process service instructions, handle complaints, and respond to your inquiries.
To conduct credit evaluations and financial risk assessments.
To provide you with promotional offers, service updates, and relevant information about our platform.
To adhere to applicable legal, regulatory, and reporting obligations.
To prevent unauthorized access, hacking, and fraudulent activities.
We take your privacy and data security seriously and have implemented robust measures, including:
We use encryption protocols to protect data in transit and at rest.
Only authorized personnel have access to your personal information, and strict security protocols govern its use.
We conduct periodic security assessments to detect and mitigate potential vulnerabilities.
In case of a data breach or security incident, we have an incident response plan in place to take immediate corrective actions.
As a user of our services, you have the following rights:
You may request details of the personal data we hold about you.
You can request corrections or updates to any inaccurate or incomplete personal information.
You can withdraw your consent for us to process your data at any time, although this may affect your ability to use certain services.
Under certain conditions, you may request the deletion of your personal data.
You have the right to object to certain data processing activities.
We use cookies to enhance the functionality of our app, enabling features like user authentication and session tracking. However, no personal information is collected through cookies unless explicitly provided by you.
Our app may contain links to other websites. We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies before sharing any personal information.
Wisdom Capital App complies with all applicable laws, including the Information Technology Act, 2000, and the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011. We also adhere to SEBI guidelines and other financial regulatory standards as applicable.
This Privacy Policy is governed by and construed in accordance with the laws of India. Any disputes arising from this policy or the use of our services will be subject to the exclusive jurisdiction of the Courts of New Delhi, India.
For any concerns, complaints, or requests regarding your privacy, please contact us at:
We may update this Privacy Policy periodically to reflect changes in our practices or regulatory requirements. Any significant changes will be communicated to you through the app or via email.
By using our services, you agree to this Privacy Policy and consent to the collection, use, and disclosure of your personal information as outlined herein.
